Flood Insurance Attorneys
When the Storm Hits, We Hit Back
If you’re experiencing hardship due to flood damage, Thurmond Kirchner & Timbes, P.A. may be able to help. We are dedicated to help those affected by life-changing events.
Flooding is the most common and costly natural disaster in the United States and accounts for 90 percent of all-natural disasters, according to the National Flood Insurance Program. The physical and emotional damages caused by flooding are overwhelming, and understanding what your Standard Flood Insurance Policy (“SFIP”) covers, including your rights and obligations under the SFIP, is complex.
If you purchased flood insurance and have flood-related property damage after a storm, the insurance company is supposed to pay for the damages. But what if the insurance company refuses to pay or only offers a fraction of what the claim is worth?
What to Do After a Flood Event
You will need to notify the insurance company as quickly as possible after a flood event, as there are terms and conditions that must be followed under the SFIP. If an insurance company refuses to pay, or offers an insufficient amount to settle the claim, you should consult with an attorney regarding your rights to the insurance benefits you paid for. Understanding what damages are covered by the SFIP can be complicated but there are also certain strict time limitations that must be followed in submitting a Proof of Loss and filing a lawsuit if that becomes necessary.
If you are having challenges receiving benefits under your SFIP, don’t face them alone. Thurmond Kirchner & TImbes, P.A. offers free consultations, and our attorneys can help you navigate this challenging situation while protecting your best interests. Contact us today to consult with one of our South Carolina flood insurance attorneys.